FinTech, Leonteq & Raiffeisen Bank

Another insightful presentation brought together two experienced financial industry professionals: Christian Gmür, Leonteq's Managing Director, and Marco Stauffacher, Raiffeisen’s Head of Structuring and Development of Structured Products. Together, they shared their expertise on innovation in financial services, collaboration between financial institutions, and the evolving role of technology in banking.

Technology as an Enabler in Modern Banking

Marco Stauffacher offered a practical perspective from within Raiffeisen Markets. In his role, he focuses on structuring financial products and developing customised solutions for institutional clients. A key insight was the extent to which technology supports the development of structured products today. Digital platforms and data-driven tools enable more efficient processes, faster implementation, and customised investment solutions. However, he emphasised that expertise, market understanding and client trust remain the foundation of successful financial services. Technology acts as an enabler, but not a substitute, for professional judgement.

Strategic Partnerships in the Financial Ecosystem

Christian Gmür complemented this view by describing Leonteq’s role as a specialised partner within the financial ecosystem. Drawing on his experience in sales, growth strategy and corporate culture, he emphasised the importance of connecting people and opportunities. Leonteq provides banks with technological infrastructure and structuring capabilities, offering advantages such as scalability, efficiency and access to innovative products. He described the collaboration between banks and companies like Leonteq as mutually beneficial: banks can maintain their client relationships and market presence while leveraging external expertise and technology to remain competitive.

Balancing Innovation, Responsibility and Trust

Although Digital Balance was not the explicit focus of the presentation, it is closely linked to the key findings. The discussion demonstrated the importance of balancing innovation with responsibility, technological efficiency with human relationships, and growth with long-term strategic thinking. In an increasingly digital financial world, maintaining this balance is essential for long-term success.

Marco Stauffacher and Christian Gmür concluded their presentation by posing open questions: What might the future of finance, banking, and FinTech look like? Will technology continue to expand its influence, or will personal relationships and trust become even more important in a digital environment?

These questions encourage us to consider where the industry is heading and how we, as future professionals, can contribute to developing a balanced, forward-looking financial system.

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